Transaction · 0002030240-26-000007

Cairns Michael

Cairns Michael, CCO, reported a transaction classified as withholding at Live Oak Bancshares, Inc. involving 1076.000000 shares for an estimated $43997.64. Reported holdings after the transaction were 11528.000000 shares. A 10b5-1 reference was not detected in the stored filing text.

withholdingSEC transaction code FCCO
LOBLive Oak Bancshares, Inc.
Filing timeAug 21
Trade dateAug 19, 2026
Filing · SECView on SEC
InsiderProfile

Price performance since filing

Close on the filing date, the pre-filing context, and the forward return at standard windows
Price at filing
$40.98
Pre-filing
1mo ago +1.6%1w ago +4.3%1d ago +4.0%
Returns since
7d -2.1%30d -2.1%90d -2.1%180d -2.1%1y -2.1%

LOB price since this filing

30 days of pre-filing context and vertical markers at the filing date plus 7d / 30d / 90d / 180d / 1y afterwards
LOB since 2026-08-21Filed 14 days ago · 30 days of pre-filing context shaded
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Filing datePost-filing windows (7d, 30d, 90d, 180d, 1y)30 days of pre-filing context

Transaction facts

Stored Form 4 columns with their raw values

Non-derivative
Type
withholding
Code F
Identifier
0002030240-26-000007
Voting Common Stock
Transaction date
Aug 19, 2026
Filed Aug 21, 2026, 08:37 PM · 2d delay
Shares
1.07k sh
$4.08k per share
Estimated value
-$4.39M
Computed from shares × price
Holdings after
11.5k sh
Direct

Filing signal explanations

Badges describe filing facts only — not predictions.

Cluster 14dRepeat 30dPattern $10.0MLarge $100M
Direct Ownership
-12score
Filing-only score

-12

Compact filing score computed from stored Form 4 facts. Version v1.

Mixed or weak signal

This filing has a negative filing-only score. It may be less informative as an insider-activity signal and needs extra context.

Reported relationships & other filings

Form 4 relationship flags and nearby filing context

Reported roles

Chief Credit Officer

Officer YesDirector No10% NoOther No
Footnotes & amended
  1. F1

    Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

  2. F2

    The RSUs vest in five equal annual installments beginning on August 19, 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.

  3. F3

    235 of the RSUs vested on each of December 15, 2024 and 2025, and 236 of the RSUs will vest on December 15, 2026, subject to the reporting person's continuous service to the Company or a related entit…

  4. F4

    The RSUs vest in five equal annual installments beginning on December 9, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

  5. F5

    945 of the RSUs vested on December 9, 2024 and 946 of the RSUs vested on December 8, 2025, and 946 of the RSUs will vest on each of December 8, 2026, 2027, and 2028, subject to the reporting person's…

  6. F6

    The RSUs vest in five equal annual installments beginning on February 10, 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.

  7. F7

    The RSUs vest in five equal annual installments beginning on February 9, 2027, subject to the reporting person's continuous service to the Company or a related entity on such date.

Original filing · 0002030240-26-000007
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