Transaction · 0002030240-26-000007
LOBLive Oak Bancshares, Inc.
Cairns Michael
Cairns Michael, CCO, reported a transaction classified as withholding at Live Oak Bancshares, Inc. involving 1076.000000 shares for an estimated $43997.64. Reported holdings after the transaction were 11528.000000 shares. A 10b5-1 reference was not detected in the stored filing text.
withholdingSEC transaction code FCCO
- Trade date
- Aug 19, 2026
- Filing date
- Aug 21, 2026
How reported position traded is calculated
Calculated only for code-P purchases and code-S sales.
Row-level estimate for this security and ownership context, not the insider’s complete portfolio. Joint ownership, other transactions in the filing, amendments and footnotes can affect interpretation.
LOB price since this filing
Daily closing prices, with the filing date and available return windowsLOB · Daily closing priceLoading daily prices…
Filing dateReturn windows appear as prices become available.
Pre-filing1mo ago +1.6%1w ago +4.3%1d ago +4.0%
Returns since7d -2.1%30d -6.7%90d180d1y
Transaction facts
Stored Form 4 columns with their raw values
- Type
- withholding Code F
- Identifier
- 0002030240-26-000007 Voting Common Stock
- Transaction date
- Aug 19, 2026 Filed Aug 21, 2026, 08:37 PM · 2d delay
- Shares
- 1,076 sh $40.89 per share
- Estimated value
- -$43.9k Computed from shares × price
- Holdings after
- 11,528 sh Direct
Filing signal explanations
Badges describe filing facts only — not predictions.
Cluster 14dRepeat 30dPattern $100kLarge $1.00M
Direct Ownership
Filing-only score
-12 points
Compact filing score computed from stored Form 4 facts. Version v1.
Mixed or weak signal
This filing has a negative filing-only score. It may be less informative as an insider-activity signal and needs extra context.
How this score is calculated
- direct_ownership+6 points
direct_or_indirect_ownership = D
Direct ownership reports the insider's personal stake. - timely_filing+4 points
reporting_delay_days = 2
Filing reported within two business days of the transaction. - tax_withholding-22 points
transaction_code = F
Tax withholding on vesting shares is mechanical.
Signed filing-only points, not a probability or expected return. Version v1.
Reported relationships & other filings
Form 4 relationship flags and nearby filing context
Reported roles
Chief Credit Officer
Officer YesDirector No10% NoOther No
Footnotes & amended
- F1
Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.
- F2
The RSUs vest in five equal annual installments beginning on August 19, 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.
- F3
235 of the RSUs vested on each of December 15, 2024 and 2025, and 236 of the RSUs will vest on December 15, 2026, subject to the reporting person's continuous service to the Company or a related entit…
- F4
The RSUs vest in five equal annual installments beginning on December 9, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.
- F5
945 of the RSUs vested on December 9, 2024 and 946 of the RSUs vested on December 8, 2025, and 946 of the RSUs will vest on each of December 8, 2026, 2027, and 2028, subject to the reporting person's…
- F6
The RSUs vest in five equal annual installments beginning on February 10, 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.
- F7
The RSUs vest in five equal annual installments beginning on February 9, 2027, subject to the reporting person's continuous service to the Company or a related entity on such date.
Related transactions
Same SEC filing0 other transactions
Recent company activity
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